According to reliable sources, Bumblebee 11 will be launched soon.
Xiao Kai got the first-hand information about the Bumblebee No. 11 All-Round Edition and studied it carefully – wow, he really didn’t expect that there is still room for children’s critical illness insurance .
Not only did they give away the strongest “leukemia protection ” ever , but they also reduced the price of each additional liability! This really pushed their competitors into a dead end.
So what about Bumblebee No. 11 Children’s Critical Illness Insurance? What upgrades does it have compared to Bumblebee No. 10 ? Is it worth buying? Let’s find out today.
(This article is for reference only, the specific details are based on the product)
Bumblebee No. 11 All-Around Edition.jpg
1. What is the Bumblebee No. 11 all-around children’s critical illness insurance?
The Bumblebee No. 11 All-Round Edition Children’s Critical Illness Insurance is still underwritten by Beijing Life Insurance. It is available for purchase between the ages of 0 and 17 , with flexible coverage options of 30 years /70 years / lifetime. The longest payment period is 35 years, with a maximum coverage of 700,000 yuan and a waiting period of 180 days.
Bumblebee 11
Bumblebee 11 has comprehensive basic responsibilities.
125 types of critical illnesses will be compensated once , 100% of the insured amount.
60% of the insured amount for 30 types of moderate illnesses , 30% of the insured amount for 43 types of mild illnesses , 6 times in total, no grouping and no interval. You can continue to claim for 90 days after the serious illness claim.
20 kinds of special diseases for children are compensated once , and the insured amount increases step by step in the first 3 years of the policy: 60% → 120 → 150% of the insured amount
20 rare diseases are compensated once , and the insured amount increases step by step in the first 3 years of the policy: 100% → 200 → 220% of the insured amount
In addition to the above regular responsibilities, the Bumblebee No. 11 All-Round Edition provides more comprehensive protection against common cancers among children !
In recent years, childhood leukemia has become one of the most common malignant tumors in children. According to statistics, the number of newly discovered childhood leukemia patients in China has exceeded 20,000 each year .
The onset age of leukemia in children is mostly between 2-5 years old and 9-12 years old . The treatment period of childhood leukemia is long and the cost is high, which brings a heavy financial burden to the family . Therefore, it is very necessary to have a critical illness insurance.
The Bumblebee No. 11 All-Round Edition not only provides sufficient coverage, but also reimburses a considerable portion of medical expenses.
Cancer expansion fund: First diagnose carcinoma in situ / mild cancer, then diagnose severe cancer, and receive an additional 50% of the insured amount
Leukemia bone marrow transplant benefit: If a leukemia bone marrow transplant is performed before the age of 18 , an additional 80% of the insured amount will be provided.
Leukemia medical treatment: For leukemia medical treatment before the age of 18 , 100% of the medical expenses will be reimbursed , up to a maximum of 200,000 yuan.
Leukemia cannot be prevented, but by taking precautions in advance, you can give your child the best possible treatment.
The optional duty options of the Hornet 11 are quite rich
Including: total disability due to death, multiple serious illnesses, additional compensation for cancer, disease care money, and policyholder exemption. Three of them are excellent.
Multiple compensation for serious illness: 3 additional compensations , not grouped, 120/120/150% of the insured amount, respectively, with an interval of 1 year. At the same time , multiple protection for children’s special diseases / rare diseases is activated. If the 2nd to 4th serious illness is diagnosed as a children’s special disease / rare disease stipulated in the contract, an additional compensation of 100% of the insured amount will be paid.
Cancer additional compensation: If the first cancer lasts for 1 year or the second serious illness is diagnosed as cancer, 40/50/30% of the insured amount will be compensated, with an interval of 1 year. If the cancer is still present every 3 years thereafter , 50% of the insured amount will be compensated, with no limit on the number of times.
Bumblebee No. 11 cancer extra compensation
Disease care fund: If you choose 30 -year coverage, it is the first 10 years of the policy; if you choose 70- year-old coverage / lifetime coverage, it is before 60 years old: Additional compensation for the first serious / moderate / minor illness: 80/30/10% of the insured amount.
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2. What are the upgrades of Bumblebee No. 11 All-Round Edition Children’s Critical Illness Insurance ?
The Bumblebee 11 All-Around Edition has been greatly upgraded based on the Bumblebee 10 All-Around Edition, mainly in the following aspects:
Upgrade 1: Multiple serious illnesses are not bundled
The Bumblebee No. 10 All-Round Edition bundles multiple critical illness liabilities, with a total of 4 compensations . This is not very practical for families who choose to insure for 30 years, after all, the probability of multiple critical illnesses before the age of 30 is relatively small.
The multiple critical illness liabilities of the Bumblebee No. 11 All-Round Edition are not bundled. The basic critical illness will be compensated once , and the additional critical illness multiple liabilities can be compensated an additional 3 times, giving the choice to parents and providing more flexible protection.
Upgrade 2: Leukemia bone marrow transplant fund upgrade
The Bumblebee No. 11 All-Round Edition provides an additional 80% of the insured amount for leukemia bone marrow transplantation before the age of 18 , which is 30% more than the Bumblebee No. 10 All-Round Edition .
Bumblebee No. 11 Leukemia Compensation
Upgrade 3: New leukemia medical reimbursement
Bumblebee No. 11 All-Round Edition: 18 -year-olds hospitalized for leukemia can have 100% of their medical expenses reimbursed, up to a maximum of 200,000 yuan .
3. Is it worth buying the Bumblebee No. 11 all-around children’s critical illness insurance?
The price of Bumblebee No. 11 All-Round Edition is cheap. Not only does it add leukemia protection, but the price is also lower. Compared with the same premium of popular children’s critical illness insurance, the rate advantage is very prominent.
Bumblebee 11 Premium
The performance of Bumblebee No. 11 All-Round Edition Children’s Critical Illness Insurance is remarkable. I really didn’t expect it to be so popular.
This is a great thing for us consumers, but it is still recommended to make a choice based on the actual situation of the child. Mothers who need to purchase it in the near future can choose this product.
