Knowledge

How about Fosun Pramerica Xingfujia Whole Life Insurance (Participating Type)? Is the return very strong?

The overall environment is not good nowadays. Many people don’t know where to deposit their money. Bank interest rates are frequently lowered, and stock funds are even less optimistic.   Therefore, many people have set their sights on increasing term life insurance, especially dividend insurance that has both the protection function of life insurance and […]

How about Fosun Pramerica Xingfujia Whole Life Insurance (Participating Type)? Is the return very strong? Read More »

Low-priced and high-quality term life insurance is here. What do you think of Beijing Life Optimus Prime No. 8? Is it worth buying?

There is a type of insurance that is most easily overlooked – term life insurance .   The compensation is based on the death of the insured, which makes many people stay away from it.   However, in a situation where everyone is in debt, term life insurance can often allow a family to continue

Low-priced and high-quality term life insurance is here. What do you think of Beijing Life Optimus Prime No. 8? Is it worth buying? Read More »

What is the use of million-dollar medical insurance? What are its advantages and disadvantages? How to buy it?

In the past two years, million-dollar medical insurance has been upgraded vigorously and has become the most popular major disease protection, which is deeply loved by everyone. For those who are new to million-dollar medical insurance, you may not know what it does, what advantages it has, and how to choose it. So today I

What is the use of million-dollar medical insurance? What are its advantages and disadvantages? How to buy it? Read More »

How to purchase term life insurance? How to choose the insured amount and the coverage period?

Term life insurance is one of the must-have protections for every married person! It is a protection for the family. In case of the death of the insured, the family of the insured can receive a certain amount of compensation so that they will not have to live in financial difficulties. People with a sense

How to purchase term life insurance? How to choose the insured amount and the coverage period? Read More »

What are the advantages and disadvantages of increasing whole life insurance? Who is suitable to buy it?

We know that increasing whole life insurance is a life insurance with increasing sum insured that can be increased for life. Since increasing sum insured whole life insurance can be increased, its corresponding cash value is also increasing. This feature makes increasing whole life insurance have both protection and financial management attributes. In addition, in

What are the advantages and disadvantages of increasing whole life insurance? Who is suitable to buy it? Read More »

Do I need to disclose my health status for term life insurance? What is the appropriate age to buy it?

Life is stressful nowadays, and many people worry that “someday I might die”. However, most people have elderly parents and young children, so many people will purchase a term life insurance policy that can continue their family responsibilities.         This type of insurance is a type of insurance that takes “death or

Do I need to disclose my health status for term life insurance? What is the appropriate age to buy it? Read More »

Is it better to choose critical illness insurance with a coverage age of 70? Or is it better to choose lifelong insurance?

In real life, we must have seen many examples of people becoming poor due to illness. A well-off family had to borrow money from everywhere or even sell its property because someone in the family had a serious illness. However, the money raised was just a drop in the bucket. But it is different with

Is it better to choose critical illness insurance with a coverage age of 70? Or is it better to choose lifelong insurance? Read More »

What is million-dollar medical insurance? What diseases can it cover?

Million-dollar medical insurance is affordable for everyone. With its low price and million-dollar reimbursement amount, it has become the most popular insurance product in the past two years. Many friends follow the trend and buy insurance, but they don’t know what the million-dollar medical insurance is specifically for and what diseases it can reimburse. Today,

What is million-dollar medical insurance? What diseases can it cover? Read More »

What does consumer-type critical illness insurance mean? What are its advantages?

When talking about critical illness insurance, we have to talk about consumer critical illness insurance. In recent years, consumer critical illness insurance has gained more and more people’s favor with its super high cost performance. Today we will talk about what consumer critical illness insurance means and what are its advantages?   1. What does

What does consumer-type critical illness insurance mean? What are its advantages? Read More »

What does accident insurance cover? Which three situations are not covered?

Among the four major life insurances, accident insurance is cheap, simple to protect, and affordable to everyone. However, many people are confused about the coverage of accident insurance, and cannot tell which situations the accident insurance can compensate and which situations the accident insurance cannot compensate. Let’s talk about it briefly today.      

What does accident insurance cover? Which three situations are not covered? Read More »